Fees & Insurance

Session Fees

TNWC is currently in-network with the following insurance companies:

  • Aetna

  • Blue Cross Blue Shield (Excellus, Highmark)

  • Medicare

  • United Behavioral Health

  • CIGNA

TNWC is currently out-of-network with the following insurance company:

  • Humana Military: TRICARE East

TNWC is currently in the process of paneling with the following insurance companies:

  • Emblem BCBS

TNWC also accepts private pay from patients. The following is the general cost breakdown for each session:

  • Initial 15-minute Consultation: Free

  • Comprehensive Intake Evaluation: $175 (up to 90 minutes)

  • Follow-up Psychotherapy or Coaching (per 60 minute session): $125

  • TNWC offers a sliding scale for services based on household income, ensuring affordable mental health support for everyone. For more details on our sliding scale options, please contact our office.

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Coverage Verification

Coverage varies by insurance plan. I can verify your benefits and co-pay before your visit. Call with your insurance card information for verification!

If you would like to verify your own coverage, you can call the number on the back of your insurance card and ask the following questions:

  • Do I have out-of-network mental/behavioral health benefits? Typically an out-of-network plan is referred to as Preferred Provider Organization Plan (PPO) or Point-Of-Service Plan (POS).

  • Do I have an out-of-network deductible that has to be met first before I get reimbursed?

  • Has any amount of my deductible been covered this year?

  • What is my co-insurance amount? Co-insurances typically range between 20%-40% of the session cost.

  • What is the usual and customary rate covered by my insurance for outpatient psychotherapy?

A person typing on a laptop, with a plant and glasses in the background, representing the process of verifying out-of-network insurance coverage for counseling services.

Forms of Payment

You may use the following for payment:

  • Health Savings Account

  • Flexible Spending Account

  • Credit Card

  • Debit Card

  • Check

Payment type not listed? Please call so we can discuss options!

A person making a contactless payment at a terminal, illustrating the various payment options available for counseling services, including health savings and credit cards.

Are you ready for a change? Contact True North Wellness & Counseling today and start your journey.